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Texas
DSCR lenders in Texas
What to compare when you choose a DSCR lender in Texas, and how our terms line up.
Get my termsTexas DSCR loans85%LTV on purchases
80%LTV cash-out
Noseasoning
Noincome verification
See your loan amount in seconds
Qualify on the rent, not your income. Send the deal and a loan officer follows up with your rate and terms.
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$
Your loan amount
$255,000
Loan-to-value85%
Your down payment$45,000
Income verificationNone
SeasoningNone
ClosingFast
Estimate only. Loan amount is up to 85% of the purchase price on purchases, or up to 80% of the appraised value on cash-out refinances. Minimum loan $150,000. Rate and final terms depend on the property, the rent and your credit. Business-purpose loans on investment property in Texas.
What to compare
- Maximum LTV on purchases, which sets your down payment
- Maximum LTV on cash-out
- Seasoning before a cash-out refinance
- Income documents required, if any
- Closing speed
- Minimum loan size
- Rate and prepayment terms
Our terms
| Term | Texas DSCR Lender |
|---|---|
| Purchase LTV | Up to 85% |
| Cash-out LTV | Up to 80% |
| Seasoning | None |
| Income verification | None |
| Closing | Fast |
| Minimum loan | $150,000 |
We lend across Texas, including Houston, Dallas, Fort Worth, Austin and San Antonio.
Questions investors ask
Do you lend everywhere in Texas?
We lend on rental investment property across Texas. Send the address and we will confirm.
Do you work with brokers?
Yes. See our page for brokers.
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