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Rental property loans in Texas
Long-term loans for Texas rental properties, qualified on the rent instead of your income.
Get my termsTexas DSCR loansSee your loan amount in seconds
Qualify on the rent, not your income. Send the deal and a loan officer follows up with your rate and terms.
Estimate only. Loan amount is up to 85% of the purchase price on purchases, or up to 80% of the appraised value on cash-out refinances. Minimum loan $150,000. Rate and final terms depend on the property, the rent and your credit. Business-purpose loans on investment property in Texas.
Our rental property loans
Our rental property loans are DSCR loans: the property’s rent is compared with its monthly payment, and that decides the loan. Up to 85% LTV on purchases, up to 80% LTV on cash-out refinances with no seasoning, loans from $150,000 and fast closings.
Purchase or refinance
Buying a rental? Put as little as 15% down. Already own one? Take cash out to fund the next purchase. Not sure the numbers work? Try the DSCR calculator.
Questions investors ask
What kind of loan is this?
A DSCR loan: a business-purpose mortgage on a rental property, qualified on the rent.
How much down do I need?
As little as 15% on a purchase.